In today’s real estate market, buying a home is one of the biggest financial decisions most people will ever make. Along with the excitement comes the reality of unexpected repair costs. According to recent surveys, nearly 80% of homeowners experience at least one major appliance or system breakdown within the first two years of ownership. This is exactly why so many new and seasoned homeowners are turning to First Home Warranty as their preferred protection plan.
First Home Warranty has quickly become a trusted name in the industry because it combines comprehensive coverage, transparent pricing, and outstanding customer service. Below, we explore the key features that make First Home Warranty the top choice for thousands of homeowners across the United States.
1. Comprehensive Coverage Options Tailored for Every Budget
Unlike many competitors that offer only basic plans, First Home Warranty provides three flexible tiers:
- Basic Plan—Covers essential systems like plumbing, electrical, water heater, and major appliances.
- Plus Plan – Adds air conditioning, refrigerator, washer/dryer, and garage door opener.
- Premier Plan—The most popular choice, it includes everything in Plus + roof leak repair coverage (up to $1,000), re-key service, and preventive maintenance checks.
Homeowners love that they can customize add-ons such as pool/spa equipment, well pumps, septic systems, or even a second refrigerator—making First Home Warranty truly a “one-stop” solution.
Comparison of First Home Warranty plans—Basic, Plus, and Premier
2. Industry-Leading Service Fee Options ($75, $100, or $125)
One of the most praised features of First Home Warranty is the ability to choose your own service call fee. Want lower monthly premiums? Choose the $125 trade service fee. Willing to pay a bit more monthly to keep out-of-pocket costs low? Select the $75 option.
This flexibility allows homeowners to match the plan to their financial comfort level — something rarely seen with other warranty providers.
3. Fast Claims Processing and 24/7 Customer Support
First Home Warranty understands that a broken air conditioner in July or no heat in January is an emergency. That’s why they offer:
- 24/7/365 claims hotline
- Average claim approval within 4 hours during business days
- Direct contractor dispatch (no waiting for the homeowner to find a technician)
- 30-day workmanship guarantee on all repairs
Over 92% of surveyed customers report being “very satisfied” with the speed and professionalism of service.
4. No Age Restrictions on Homes or Appliances
Many home warranty companies deny coverage or charge extra for homes over 20 years old or appliances over 10 years old. First Home Warranty proudly covers systems and appliances regardless of age—as long as they are in proper working order at the start of the contract.
This is a game-changer for buyers of older or historic homes who previously struggled to find affordable protection.
First Home Warranty protects homes of all ages—including charming older properties
5. Exceptional Value: High Coverage Limits and Few Exclusions
First Home Warranty stands out with some of the highest per-item coverage caps in the industry:
- $3,000 per HVAC system
- $2,000 for plumbing stoppages
- $1,500 for electrical and ductwork
- $7,000 aggregate for optional items
Additionally, their contracts have clear, easy-to-read language with minimal exclusions. Homeowners report far fewer claim denials compared to competitors.
6. Real Estate Professional Favorite
Realtors and closing attorneys frequently recommend First Home Warranty because:
- Plans can be purchased at or after closing
- Seller coverage available during the listing period (huge selling advantage)
- 12-month plans often paid at closing qualify for buyer credit at settlement
Many agents say offering a First Home Warranty increases buyer confidence and helps close deals faster.
7. Strong Financial Ratings and Customer Reviews
First Home Warranty consistently earns an A rating with the Better Business Bureau and maintains a 4.7/5 star average across Google, Trustpilot, and Consumer Affairs. Real customer testimonials highlight:
“Our 18-year-old AC died during a heat wave. First Home Warranty had a technician out the next day and replaced the entire system — we only paid the $100 service fee!” – Sarah K., Texas
“As first-time homebuyers, we were terrified of surprise repairs. First Home Warranty has already saved us over $4,200 in the first 14 months.” – Mike & Jenna R., Florida
Peace of mind—the real benefit of First Home Warranty
Final Thoughts: Why First Home Warranty Continues to Grow in Popularity
In an industry often criticized for confusing contracts and denied claims, First Home Warranty has built its reputation on transparency, flexibility, and genuine customer care. Whether you’re buying your first home, upgrading to a larger property, or simply want protection against unexpected repair bills, First Home Warranty delivers exceptional value and peace of mind.
With affordable plans starting under $35/month, no home age restrictions, and some of the best coverage limits available, it’s easy to see why homeowners across the country are choosing First Home Warranty as their trusted partner in home protection.
Ready to protect your biggest investment? Visit the official First Home Warranty website today and get an instant quote in under 60 seconds.
Frequently Asked Questions (FAQ)
Q: Is First Home Warranty available in all 50 states? A: Yes! First Home Warranty proudly serves homeowners in all 50 states and Washington, D.C. (Availability of certain add-ons may vary by state.)
Q: Can I purchase a plan after I’ve already moved in? A: Absolutely. First Home Warranty offers coverage for existing homeowners with a simple 30-day waiting period and no home inspection required.
Q: What is not covered under a standard First Home Warranty plan? A: Common exclusions include known pre-existing conditions, cosmetic damage, and routine maintenance. Full details are clearly listed in the sample contract available on their website.
Q: How quickly can I file a claim after purchasing? A: Coverage begins immediately for real estate transactions or after the 30-day waiting period for direct purchases.
Useful Links & Resources
- Official First Home Warranty Website → https://www.firsthomewarranty.com
- Home Warranty Industry Overview – Wikipedia → https://en.wikipedia.org/wiki/Home_warranty
- “Are Home Warranties Worth It in 2025?” – Medium Article → https://medium.com/@homeguide/are-home-warranties-worth-the-cost-in-2025-9f8a2b1c7d3e
Protect your home—and your wallet—with the home warranty more homeowners trust: First Home Warranty.
