American first warranty offers key protection for homeowners. It covers breakdowns in home systems and appliances. This service helps avoid high repair bills. Many people choose it for its reliability.
Founded in 1984, the company has grown strong. It serves across many states. Homeowners trust it for everyday needs. The focus is on normal wear and tear issues.
This guide explores details. You will learn about plans and costs. It includes real user insights too.
What Does American First Warranty Cover?
Home warranties differ from insurance. They handle repairs for systems like plumbing. Appliances like refrigerators get fixed too.
American first warranty includes major items. Think heating and electrical systems. It also covers dishwashers and ovens.
No need to worry about sudden failures. The plan steps in quickly.
Key Systems Protected Under American First Warranty
Systems form the core of coverage. Here are main ones:
- Plumbing: Fixes leaks and stoppages.
- Electrical: Handles wiring and outlets.
- Heating: Covers furnaces and ducts.
- Air Conditioning: Repairs units up to certain limits.
These keep your home running smooth.
Appliances Included in Coverage
Appliances break often. American first warranty protects them well.
- Refrigerator: Fixes cooling issues.
- Oven and Cooktop: Repairs heating elements.
- Dishwasher: Handles pump failures.
- Washer and Dryer: Covers motor problems.
Limits apply based on the plan.
History and Background of American First Warranty
The company started in 1984. It began in California. Now, it operates nationwide.
Part of a larger group. This adds stability. Over 40 years, it has served millions.
Awards highlight its work. Named in top companies for care. It focuses on employees and community.
One key tie is to homeownership. It supports eagle conservation. This links to protecting the American dream.
Headquarters sit in Santa Rosa, CA. Other spots include Phoenix and Van Nuys.
Plans Offered by American First Warranty
Three main plans exist. Each fits different needs. Prices start low.
Choose based on your home size. Or the items you value most.
Starter Plan Details
This is the basic option. It costs about $42 to $57 per month.
Covers essentials like plumbing. Includes heating and electrical too.
Appliances? Yes, dishwasher and fridge. Oven and microwave as well.
Good for new homeowners. Keeps costs down.
Essential Plan Overview
Mid-level choice. Priced at $57 to $72 monthly.
Adds air conditioning. Includes washer and dryer.
Water heater gets protection. Garage door opener too.
Ideal for families. More items mean better peace.
Premium Plan Benefits
Top tier. Runs $77 to $92 per month.
Higher limits on appliances. Up to $7,000 in some cases.
Covers luxury items. Like full garage systems.
Faucets and hot water dispensers included.
Best for high-end homes. Offers the most security.
Pricing and Costs for American First Warranty
Home warranties cost little daily. About $2 per day on average.
Monthly fees vary by state. Service calls add $100 to $125.
Pay yearly to save. No hidden fees.
Compare to repair bills. A new AC can hit $5,000. Warranty caps that.
No limits on claims number. File as needed.
How to Calculate Your Costs
Factor in plan type. Add service fee choice.
Lower fee means higher monthly. Pick what fits your budget.
Get a quote online. It takes minutes.
Benefits of Choosing American First Warranty
Why pick this? High coverage limits stand out.
No cap on many systems. Appliances get up to $3,500 or more.
Network of contractors. They are pre-screened.
Quick response. Most fixes in 48 hours.
Upgrade options exist. Cover improper installs.
This sets it apart. Gives extra reassurance.
Seller’s Protection Feature
For real estate deals. Adds up to $50,000 in coverage.
Helps sellers during sales. Peace for buyers too.
Structural add-on available. Up to $10,000 for issues.
Extended Coverage Options
13-month plans for some. Fits SEER standards for AC.
Water heaters meet energy rules. No cap on refrigerant.
These details matter. They save money long-term.
How American First Warranty Works
Sign up easy. Online or by phone.
When something breaks, call in. Pay the service fee.
Tech comes out. Diagnoses the problem.
Repair or replace happens. You approve.
Most claims resolve fast. Track online.
Steps to File a Claim
- Notice the Issue: Spot a breakdown.
- Contact Support: Use app or phone.
- Schedule Visit: Pick a time.
- Pay Fee: At the door.
- Get Fixed: Work done.
Simple process. Keeps stress low.
Common Claim Examples
AC stops in summer. Warranty covers repair.
Fridge leaks. New part installed.
Plumbing clogs. Cleared without hassle.
Real stories show value.
User Reviews and Experiences with American First Warranty
Feedback varies. Some love the service.
One user fixed AC multiple times. Saved thousands.
Others note quick contractor response.
But issues exist. Delays in busy seasons.
Some claims denied. Due to misuse rules.
Overall, mixed but helpful for many.
Positive Feedback Highlights
- “Saved me on a $10k repair.” From a homeowner forum.
- High limits praised. Covers expensive items.
- Easy to use portal.
Areas for Improvement
Complaints on Reddit focus on denials.
AC problems challenge contractors.
Communication sometimes lags.
Research before buying.
Comparing American First Warranty to Others
How does it stack up? Look at limits.
Many cap HVAC at $1,500. This one often has none.
Appliance coverage higher than average.
Service fees similar. $100 common.
Other companies like AHS offer more plans. But this has unique upgrades.
Choose based on your needs.
Key Differences
- Limits: Higher here.
- Upgrades: Covers poor installs.
- Network: Large and reliable.
Stats show 800,000 claims yearly. Proves scale.
Tips for Maximizing Your American First Warranty
Read the contract. Know exclusions.
Maintain items well. Avoid denial risks.
Add-ons boost coverage. Like for pools.
Renew on time. Keep protection going.
Pair with insurance. Covers different things.
Maintenance Advice
- Clean filters monthly.
- Inspect plumbing yearly.
- Service HVAC twice a year.
These steps help claims succeed.
When to Add Extra Coverage
Big home? Add structural.
High-end kitchen? Premium plan.
Pool or spa? Optional rider.
Tailor to your life.
Who Should Consider American First Warranty?
New buyers benefit most. Older homes too.
Busy families save time. No hunting for techs.
Real estate pros use for clients.
Anyone hating surprise bills.
It fits many. Check state availability.
Target Audience Insights
Homeowners in suburbs. Ages 30-60.
Those with mid-size homes. Value budget control.
From LinkedIn, appeals to pros in insurance.
Reddit users share real stories. Helps decide.
FAQs About American First Warranty
What is american first warranty?
It protects home systems and appliances from wear.
How much does it cost?
Plans start at $42 monthly. Service fee $100-125.
Does it cover pre-existing issues?
No. Only normal breakdowns.
Can I cancel anytime?
Yes. Prorated refund possible.
Is it available everywhere?
Most states. Check online.
What if repair fails?
They fix it again. No extra fee.
Conclusion: Why American First Warranty Matters
American first warranty provides solid home protection. It covers key systems and appliances. High limits offer real value. Founded in 1984, it brings experience.
Users save on repairs. Plans fit various budgets. Consider it for peace.
Have you faced a home breakdown? What protection do you use?
References
- First American Home Warranty LinkedIn Profile – Company overview and achievements.
- CRES Insurance on First American – Coverage details and seller benefits.
- Reddit Discussion on First American Home Warranty – User experiences and reviews.
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