The first american home warranty eagle premier stands out as a strong choice for homeowners. It protects against sudden breakdowns. This plan covers major systems and appliances. Many people face high repair costs each year. With this warranty, you save money and stress.
Home warranties fill gaps left by insurance. They handle normal wear and tear. First American has led the industry for over 40 years. Their plans help millions. The Eagle Premier option offers broad protection. It includes upgrades for better value.
In this article, we explore the plan in depth. You learn about its features and benefits.
What Is a Home Warranty?
A home warranty is a service contract. It covers repairs or replacements. Focus on systems like plumbing and heating. Appliances like ovens also get protection.
Homeowners insurance differs. It covers damage from fires or storms. Warranties handle everyday failures. They send experts to fix issues.
First American offers several plans. The first american home warranty eagle premier is their top tier. It suits homes under 5,000 square feet.
Background of First American Home Warranty
First American started in 1984. They provide title insurance and warranties. Their parent company is First American Financial Corporation. It trades on the NYSE.
They serve 36 states and D.C. Over time, they built a network of technicians. Customers praise their quick service.
In 2024, they saved homeowners $185 million in repairs. 57% of customers filed claims. This shows real use.
First American focuses on trust. They offer flexible payments. You can request service 24/7.
For more on their services, check their official site.
Why Choose the First American Home Warranty Eagle Premier?
This plan gives wide coverage. It includes the First Class Upgrade. That means extra perks like code fixes.
Home repairs cost a lot. An air conditioner fix runs $2,500 to $7,500. Heating systems cost $2,000 to $5,400. The Eagle Premier caps your outlay.
It covers unknown issues. Rust or sediment problems get fixed. Lack of maintenance does not void claims.
Buyers get re-key service. Up to six locks change for free.
Military members save $25. Two-year plans cut costs more.
Key Features of the First American Home Warranty Eagle Premier
The plan lasts 13 months. It renews if approved.
Service fees are $85 per call. Structural claims cost $100.
It protects single-family homes. Condos and mobile homes qualify too.
Coverage starts on the close date for buyers.
Coverage for Major Systems
Systems form the home’s backbone. The plan guards them well.
- Plumbing: Fixes leaks in water lines. Covers drain stoppages up to 125 feet. Includes valves and pumps.
- Heating: Repairs furnaces and heat pumps. Handles thermostats and valves. Limits apply to special units.
- Electrical: Covers wiring and panels. Fixes switches and smoke detectors.
- Ductwork: Repairs from unit to grills. Limit is $1,000.
- Water Heater: All parts included. Tankless types covered.
Appliance Protection
Appliances break often. This plan steps in.
- Kitchen Items: Dishwasher, oven, microwave. Garbage disposal and compactor.
- Other: Built-in units like vacuums. Fans in attics and ceilings.
Limits reach $5,000 per appliance. That’s high in the industry.
Included Upgrades and Enhancements
The First Class Upgrade comes free. It adds value.
- Covers filters and grills.
- Pays for permits up to $250.
- Handles code upgrades to $250.
- Includes improper installs.
This makes repairs smoother.
Pricing and Costs for First American Home Warranty Eagle Premier
Costs vary by home type.
For single-family: $630 for 13 months.
Condos: $555.
Two-year option: $1,075 for homes. Saves on the second year.
Service calls cost $85.
Add-ons raise the price. But they expand protection.
Compare to other plans. Basic starts at $390. Value at $530.
Eagle Premier gives more for the money.
Prices may change. Check current rates.
Optional Add-Ons to Customize Your Plan
Tailor the plan to your needs. Add extras for full coverage.
- Central Air Conditioning: $80. Covers refrigerant and units.
- Clothes Washer and Dryer: $80. Protects laundry essentials.
- Pool and Spa Equipment: $190. Includes pumps and filters.
- Well Pump: $85. Limit $1,500.
- Limited Roof Leak: $100. Up to $1,000 for fixes.
- Structural: $200. Covers foundation. Limit $10,000.
These options fit specific homes.
For title insurance that complements warranties, see this guide.
How the Claims Process Works
Filing a claim is easy. Do it anytime.
- Spot the problem.
- Call or go online.
- They send a technician.
The expert diagnoses. They confirm coverage. Then, repair or replace.
If unfixable, you get a new item.
Response time: Within 48 hours. Often faster.
30-day guarantee on work.
Customers say it’s reliable. One review: “One call fixes it all.”
Pros and Cons of the First American Home Warranty Eagle Premier
Every plan has strengths. Weigh them.
Pros
- Broad coverage limits.
- Unlimited requests.
- Includes upgrades.
- Saves on big repairs.
- 24/7 support.
Cons
- Not in all states.
- Higher service fees.
- Some exclusions apply.
- No mobile app.
Overall, pros outweigh cons for many.
Customer Reviews and Ratings
Users like the plan. They note quick fixes.
One customer: “It covers almost everything.”
Another: “Saved me thousands on plumbing.”
BBB rating: B+.
U.S. News gives 4.5 stars.
Complaints focus on wait times. But most are happy.
For a full review, visit this analysis.
Comparisons to Other First American Plans
First American has tiers.
Basic Plan
Costs $390. Covers core items. No upgrades included.
Suits simple needs.
Value Plan
$530. Adds First Class Upgrade. Includes washer and fridge.
Mid-level choice.
Eagle Premier
$630. Tops them. Bundles more appliances. Access to all add-ons.
Best for full protection.
Choose based on your home.
Statistics on Home Repairs and Savings
Repairs add up fast.
Average oven fix: $600 to $3,000.
Water heater: $600 to $5,600.
With warranty, pay just the fee.
In 2024, First American paid $185 million in claims.
57% used their plan.
This data shows value.
Tips for Maximizing Your Warranty
Get the most from it.
- Read exclusions.
- Maintain items.
- Add needed options.
- File claims prompt.
- Renew on time.
These steps help.
Common Exclusions and Limitations
Know what’s not covered.
- Pre-existing issues.
- Cosmetic damage.
- Solar systems.
- Hazardous fixes.
- Commercial use.
Limits apply. Like $1,500 for HVAC.
Review the contract.
How It Complements Other Protections
Warranties work with insurance.
Homeowners cover disasters.
Title insurance guards ownership. First American offers both.
Their Eagle Policy for title adds layers.
For solar energy options that might relate to home systems, explore innovative solutions.
FAQs About First American Home Warranty Eagle Premier
What does the plan cover?
It protects systems and appliances. Includes plumbing, heating, electrical.
How much is the service fee?
$85 per call.
Can I add roof coverage?
Yes, for $100 extra.
Is it available everywhere?
In 36 states.
Does it cover old homes?
Yes, for items in working order.
Conclusion: Secure Your Home with First American Home Warranty Eagle Premier
The first american home warranty eagle premier offers strong protection. It covers key systems and appliances. With high limits and upgrades, it saves money. Customers trust it for quick service. Choose it for peace of mind.
What home repair worries you most?
References
- First American Home Warranty official site: Provides plan details and pricing. Accessed February 18, 2026.
- Title insurance guide: Explains complementary protections. Useful for homeowners buying properties.
- U.S. News review: Offers ratings and comparisons. Helps understand market position.
- CRES Insurance PDF: Detailed California plan info. Targets real estate professionals and buyers in that state.